zipPay is a safe, simple and 100% interest-free payment solution powered by zipMoney Payments. zipPay gives you the ability to buy now, and pay later for purchases – without a credit card. Once approved, you get access to a new shopping account that allows you to pay back with total flexibility over time. It’s simple to use and specifically designed to help you manage your online spending.
In order to apply for ZipPay you must be 18yrs or older, an Australian Citizen and in full-time or part-time employment. You do not need to own a credit card.
Digital shopping account
Create your account now and start shopping with the flexibility of a digital wallet.
Buy now, pay later
Shop today, enjoy your purchase & pay later to suit your lifestyle!
No interest. We’re completely transparent about no hidden fees.
No credit cards
A completely digitized wallet means there’s no need for a credit card.